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Interest only mortgage calculator hsbc12/1/2023 ![]() ![]() Why is it harder to get a mortgage when you are older?Īs you get closer to retirement age, mortgage lenders grow concerned that your income post-retirement will be lower than it was when you worked. You'll just need to show evidence of sufficient income from your pension or other sources, such as investments, shares or buy-to-let property. If you have a reliable income, being retired certainly won’t mean you are immediately refused a mortgage, however. Standard mortgages can be a little more difficult to secure, as lenders want to be sure that you continue to be able to afford your monthly repayments in retirement. In fact, retirement interest-only (RIO) mortgages are intended specifically for retirees. Yes, you can get a mortgage after retirement. Leeds Building Society, for example, accepts mortgage applications from borrowers who could be as old as 85 at the end of their mortgage term, but they must be 80 years or younger at the time of application. In some cases, lenders have both a maximum age limit at the time of application and a maximum age by which the loan must be repaid. NatWest, for example, sets a maximum age of 70, HSBC 75, and Halifax are happy for mortgages to be repaid by the time the borrower is 80 years old. Rather than having a maximum age at application, most lenders maximum age limit refers to the age by which the borrower must have repaid their mortgage. Although not all lenders have a maximum age on their mortgages, with a few, such as Loughborough, Suffolk and Cambridge building societies, having no upper age limit. The typical maximum age limit on mortgage products is between 70 and 95, depending on the lender. ![]() You can also use HSBC Mastercard Rewards Points to pay down your mortgage.What is the maximum age for getting a mortgage? Making a prepayment equivalent to your regular mortgage payment will allow you to miss a mortgage payment. You can make a lump-sum mortgage prepayment of up to 20% of the original mortgage balance each year on your mortgage anniversary date, increase your regular mortgage payments by 20% for 12 months, and make an extra payment once per year that matches your regular payment amount. The HSBC Canada Newcomers Program also allows you to get an HSBC credit card even with no Canadian credit history. HSBC considers your credit history outside of Canada when you have been living in Canada for less than five years. This includes waiving monthly chequing account fees, unlimited chequing account transactions, free cheques, and zero wire transfer fees and unlimited ATM fee rebates for HSBC Premier accounts. The Advance and Premier programs come with exclusive benefits and products. If your mortgage balance is above $150,000, you can qualify for an HSBC Advance Mortgage, while above $500,000 to qualify for an HSBC Premier Mortgage. This feature provides security and flexibility, as it enables you to convert to a longer closed term should your variable rate mortgage no longer meet your needs. A convertible mortgage allows you to convert to another term at any time. ![]() As a result, this can be a great financial tool for those expecting rates to fall in the upcoming year. If their prime rate goes down, more of your payment will go towards paying off your principal if their prime rate goes up, more of your payment will go towards interest costs. HSBC Variable Rate Mortgages provide you with fixed payments over the term however, the interest rate will fluctuate with any changes in the prime interest rate. If interest rates go up during that time, you will be guaranteed the lower rate. If you are arranging a new mortgage for a future or current home, your fixed interest rate can be guaranteed up to 120 days before the closing date of your home. This can create peace of mind for homeowners, which makes it a fundamentally appealing program for home buyers. HSBC Fixed Rate Mortgages reduce the risk of future interest rate fluctuations by “locking in” a specific interest rate for the term. See More Rates HSBC Mortgage Programs HSBC Fixed-Rate Mortgages ![]()
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Yakuza 0 majima darts12/1/2023 ![]() Scold Girl - Lowers Hostess HP but may increase client's mood.
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Games like 7 days to die with low grafcs12/1/2023 ![]() Laptops can out spec desktop PC's and many do. It's not whether or not it is a laptop that plays a role at all here. Then people come into forums and wonder why their laptop won't give them 60fps or why they have to lower their settings. "Gaming" laptops may play some or even most released games OK they will never give you the performance of a proper gaming rig. The reality is that Early Access games are not optimized and anyone who thinks that laptops are a good idea for these games is kidding themselves. Originally posted by darrylhs:So sad to see people buying ALPHA early access games and then trying to play them on low end equipment. If there is in fact, no dedicated GPU (not the Intel onboard HD graphics), you might not be able to handle the game except at the lowest settings - but even then, you'd need to allocated more VRAM and that'll cut down on your actual RAM and might cause even more stutter / lag / FPS issues. Run that to get a good overview of all your system. ![]() I recommend you check correctly in your system properties -> device manager, or better yet, download and install Speccy : Asus ROG, MSI laptops are very good alternative to desktop gaming, if you really want that - as desktop and laptop for gaming can be in two completely different ballparks in terms of Are you sure your Acer has no dedicated GPU? A quick search landed me with 2-6 variants of your laptop and only one has no dedicated GPU in it, and it's on an i5 model. Although, there's ways to play on laptops such as the OP's.Įdit: Granted, not all games can or will run properly on any laptops, but generally speaking, gaming laptops can handle most games without a hitch, as long as you selected the right one. ![]() One with gaming in mind, not a generic laptop with good enough, but basic components in them. The thing is - people who wish to game on a laptop, need to buy a "gaming" laptop. Or from one "locale" to another (gaming at a friend's place on the go). Those who do, do it mostly for the ease of transport, moving from one room to another. ![]() There's nothing wrong with gaming on a laptop. I still can't figure out why people insist on gaming on freaking laptops Dropping your resolution is probably your only hope. Originally posted by darrylhs:Your problem is your laptop does not have a separate dedicated graphics card. ![]()
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Expertgps compatible with garmin map7612/1/2023 ![]() ![]() Garmin Data Upload and Download, Map Making, Adding Waypoints and POIs, Tracklog Tricks, Coordinate Conversion, Google Earth and KML, ArcGIS and Shapefiles, AutoCAD DXF, Backing up your Garmin data, Geotagging your Photos, Downloading updates for your Garmin ECHOMAP Ultra 106svĭownload a fully-featured trial of ExpertGPS, or buy your copy today. ![]() We've collected dozens of tips and tricks designed to save you time and money when mapping with your Garmin ECHOMAP Ultra 106sv.īrowse Garmin ECHOMAP Ultra 106sv tips by category: Thousands of businesses and GPS users depend on ExpertGPS mapping software to upload and download Garmin ECHOMAP Ultra 106sv waypoints, routes, and tracks, make maps of their GPS data over seamless USGS topo maps and aerial photos, and convert and transfer Garmin ECHOMAP Ultra 106sv data to and from Excel, Google Earth, ArcGIS, and AutoCAD. ExpertGPS Pro contains all of the professional mapping features of high-end CAD and GIS packages, but without the steep learning curve and at a fraction of the price (now only $79/yr). ExpertGPS even works with your own scanned maps, and data from over 100 different mapping, GIS, and CAD programs.ĮxpertGPS Home is an affordable outdoor trip planner at only $33/yr. ExpertGPS makes it easy to transfer waypoints, routes, and tracks, as well as GPS, GIS, and CAD data, to and from your Garmin ECHOMAP Ultra 106sv.ĮxpertGPS gives you access to every topo map in the USA, as well as high-resolution aerial photos, so you can zoom in on any trail or job site. Download ExpertGPS! Introducing ExpertGPSĮxpertGPS is GPS map software for your Windows computer, tablet, or laptop. You're About to Unleash the Full Potential of Your Garmin ECHOMAP Ultra 106sv!ĭon't Miss These Easy Tips to Supercharge Your GPS. ![]()
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X plane 11 throttle keyboard12/1/2023 ![]() ![]() The big button on the top of the throttle slider, for instance, has a big “E” on it, but MFS calls it Joystick Button 8. The buttons are labeled, but these don’t correspond with the labels used in MFS. With so many buttons at your disposal, you can handle an entire flight without using the keyboard.Īll those buttons can be confusing though. Pull the finger trigger on the back of the control stick (which usually fires a secondary weapon) and your view changes to the nearest point of interest-usually the airstrip you are trying to land on. Even the trigger gets assigned to something: Flick open the cover and press the trigger (which usually fires a missile) and your autopilot is engaged. They are all assigned to essential controls by default in MFS, and you can reassign any of them. These buttons are great for flight sims as well though. ![]() It is just at home in air or space combat games like Elite: Dangerous that rely on flying skill and reactions to defeat those pesky aliens. That trigger might make it obvious that the X52 isn’t really about just flight simulation. Flick the cover open and the trigger button underneath glows a frightening red. All of these are illuminated with LEDs, and there is also a safety cover that sits over the main weapons trigger on the stick. There are six buttons, two hats, three toggle switches, and a dial on the stick, plus six buttons, four dials, two hats, and a small slider on the throttle. The entirety of the X52 is covered in buttons. You really feel like you are getting things started when you slide the control forward and the engine starts to roar, and it feels much more natural to carefully throttle back when cruising or landing. The sliding throttle control definitely adds a lot to the experience. Typically, you use the stick with your right hand and the throttle with your left. It comes in two parts: a large, button-encrusted stick and an equally enbuttoned throttle slider. This is the idea behind the “hands-on throttle and stick” (HOTAS) approach of controllers like the Logitech G X52 Professional ( Rating: 9/10, WIRED Recommends). That’s vital in air combat or aerobatics, where throttle control is as important as the stick to maneuvering. Real pilots control a plane's throttle using a large sliding lever that makes it easier to quickly throttle up or down. Subscriptions help fund the work we do every day. com and our print magazine (if you'd like). Special offer for Gear readers: Get a 1-Year Subscription to WIRED for $5 ($25 off). You don’t get the same realistic feel as the more expensive models, but it's enough to give you a sense of what flying a real plane is like.īe sure to check out our other game hardware buying guides, including our favorite wired and wireless headsets, and our favorite game controllers. It's a well-built joystick with a slider on the side that works as a throttle control. If you are just dipping your wingtips into the flight simulator world and you want a budget pick, the Logitech G Extreme 3D ($40, frequently on sale for less) is a great choice. It costs over $200, but it is the most solidly constructed, most configurable, and most flexible controller for use with multiple types of planes in MFS and other flight simulators. There are many options for realistic flight controllers, and I looked at several that work well with MFS, including a simple joystick, a few “hands-on throttle and stick” (HOTAS) controllers like those in military jets, and a flight yoke that approximates what you would find on a small aircraft like a Cessna. One thing that can make the experience more enjoyable is flying your virtual airplane with a set of controls that mirrors the setup a real pilot might use in a real airplane. Mind you, MFS (available for Windows and Xbox) is not really a game but rather a realistic flight simulator, which means that staying aloft on those rippling breezes is not easy. Playing MFS allows us to float on gentle winds above the earth and free ourselves of those sullen bonds that bind us. The latest edition of the decades-old classic Microsoft Flight Simulator really struck a chord with those of us stuck in our living rooms in the two years (or so) since its release. ![]()
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![]() ![]() Also make sure the movement is properly aligned in the case and not being forced or pressured that could cause the frame to be twisted. If the clock runs out of the case but not in the case make sure the hands are pressed on far enough that they don't touch the glass. (Special tools are usually not required to remove or install Westclox springs.) ![]() The width and thickness need to be pretty close but sometimes a longer spring can be cut off as required. The best way to determine what spring to order is usually to remove the old spring and measure the thickness, width, and length. If the spring isn't broken its probably not the problem, although in one of the pictures it does appear to be unhooked.Ģ. Some pictures I took prior to disassembly, and a video of when I got it ticking are attached:ġ. I know it doesn't make a ton of sense financially to invest in fixing this clock, but it's been really fun! I can see myself wanting to keep doing this down the road. If it likely is the mainspring, how do I go about figuring out which one to order? There isn't much info about the Style 8 Big Ben's online.Do you think I should try replacing the mainspring? Don't have the tools to do it but I'd be open to ordering them.These are my questions, for anybody who has any thoughts on what I should do here: It'll go off for about a minute before it needs to be rewound. I can wind the clock up, the alarm will go off if I turn it on, etc. The alarm works completely fine, as far as I can tell. This clock has a single wind / mainspring for both the alarm and time mechanisms.After putting back in the case, it will only tick for a couple seconds max before it stops. Reassembled it all - got it ticking for a solid twenty minutes when it was just the movement, but moving it at all made it stop.It's not broken, but I noticed some minimal rust on the bottom of the barrel Opened up the barrel to check on the mainspring but decided not to mess with removing it without proper tools.Lightly oiled per instructions I found on a Big Ben repair site. Checked for wear on pivots - it was minimal, if any.Took everything completely apart and cleaned all parts.This is a breakdown of what I've done with it so far: I'm completely new to clock repair, but I like tinkering with things, so I've been doing research and playing around with it the last couple of days. He used to have the same one in college so we bought it for next to nothing, and I've been trying to fix it. I recently found a Westclox Big Ben ( Style 8) with my dad at a thrift store that wouldn't tick. ![]()
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Play geometry dash unblocked12/1/2023 ![]() ![]() Even though there is fantastic music, everything is quite straightforward and un intricacy. ![]() In Geometry Dash Lite, the 2D graphics are adequate. It requires a lot of patience and numerous tries, and worse, the game keeps track of how many times you've failed. ![]() Finishing a level is a difficult task, and the only thing that counts is your success rate. Players have the option of choosing between normal and training settings. This game is very challenging, but that's also what makes it compelling. Why is it so simple to make mistakes? The game moves at a frantic pace, and you will have to restart your level from the beginning if you make a mistake. Your ability to jump over obstacles at the appropriate time is crucial to winning the game. There are many excellent challenges, orbs to collect, and lightning to avoid. The hazards in this enjoyable jumping game are all comprised of geometric forms, including triangles, squares, rectangles, and others. The third level, Polargeist, requires you to keep jumping while making double and triple jumps to get higher and further. For instance, the first level is titled "Stereo Madness" and has a number of stereotypical obstacles. Different Difficulties at Each LevelĮach level in Geometry Dash Lite has a different vibe as you progress through it. In terms of enjoyment, if you don't mind trying repeatedly, this will be a lot of fun. There are a total of seven stages, and you receive a completion percentage as you progress. After choosing your character, you can proceed to finishing the level in practice mode or normal mode. At first, you can select one of four square symbols: a spaceship, a saw, a flying saucer, or an orb. Each of these has two different colors that are available for customization. Geometry Dash Lite is a jumping game where you must use your own character to clear geometric obstacles. ![]()
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Lidocaine cream dosage12/1/2023 ![]() ![]() Do not repeat application / dose to the same part of the body within two hours. The lowest dosage necessary to produce adequate anesthesia should be used. Dosage of Lidocaine 5 ointment depends on the indications and the area of surface to be anesthetized, tissue vascularity and individual patient tolerance. Lipid emulsion for treating local anesthetic systemic toxicity. L.M.X.4 (Lidocaine 4) is a topical anesthetic cream that numbs the skin. Lidocaine 5 ointment is used for anesthesia of skin and mucous membranes mouth and perianal area. The creams are used for a wide variety of purposes, such as before minor medical procedures or cosmetic procedures. Administer 0.5 mg/kg bolus and reassess infusion if arrhythmia reappears during constant infusion. Continuous infusion: 1-4 mg/min IV after return of perfusion. May repeat doses of 0.5-0.75 mg/kg in 5-10 minutes up to 3 mg/kg total if refractory VF or pulseless VT. These creams work by blocking nerve signals in the body. 1-1.5 mg/kg slow IV bolus over 2-3 minutes. Product-specific dosing: Astero 4 Apply 1. A review of local anesthetic systemic toxicity cases since publication of the American Society of Regional Anesthesia Recommendations: To whom it may concern. Skin-numbing creams are medications that function like a local anesthetic, reducing sensitivity to pain in the areas they are applied. Gel: Usual dosage: Apply to affected area 4 times daily as needed (maximum dose: 4.5 mg/kg, not to exceed 300 mg). ![]() Vasques F, Behr AU, Weinberg G, Ori C, Di Gregorio G. ![]() ![]() When multiple formulations of lidocaine are used at once, the amount systemically absorbed from all formulations must be considered. Find out how lidocaine skin cream numbs the skin before minor procedures, and how to use it. Gently insert the applicator tip just 1/2 to 1 inch (1.5 to 2.5 centimeters) inside the anus and apply the product in and around the anal opening as directed in the package instructions or by your. Ventricular tachycardia and cardiovascular collapse following flexible bronchoscopy: Lidocaine cardiotoxicity. Lidocaine dosages in pediatric patients should be reduced, commensurate with age, body weight and physical condition. Does lidocaine cause false positive results on cocaine urine drug screen?. Cocaine found to contain heroin and large amounts of lidocaine. Local anesthetic systemic toxicity: Continuing professional development. This goes back to normal when diclofenac cream is stopped. This may cause you to not be able to get pregnant. NSAIDs like diclofenac cream may affect egg release (ovulation) in women. Lidocaine and pain management in the emergency department: a review article. If you are 65 or older, use diclofenac cream with care. Golzari SE, Soleimanpour H, Mahmoodpoor A, Safari S, Ala A. DrugBank 5.0: a major update to the DrugBank database for 2018. Anesthesia, dermal Dose: apply bid-tid up to 600 cm^2 Max: 5 g or 6 inch strip of oint/dose 20 g of oint/day Info: apply w/ swab use smallest effective amount, shortest effective tx duration anesthesia, oral mucosal Dose: apply q3-4h prn Max: 5 g or 6 inch strip of oint/dose 20 g of oint/day Info: apply w/ swab decr.Wishart DS, Feunang YD, Guo AC, et al. ![]()
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Swinsian reviews12/1/2023 ![]() ![]() With various visual themes and playback settings, users can create a personalized music player that aligns with their aesthetic tastes and usage patterns. Swinsian’s customization options are a standout feature, as users can tailor the app’s appearance and behavior to suit their preferences. This is particularly advantageous for users with extensive music collections who value a seamless browsing experience. Whether you’re managing thousands of tracks or meticulously curated playlists, the app’s performance remains consistently smooth, allowing users to navigate and search through their music without delays or glitches. One of Swinsian’s notable strengths lies in its ability to handle large music libraries with efficiency and speed. ![]() This application stands out for its clean and intuitive interface, which prioritizes ease of use while providing a plethora of tools to manage and enjoy your music collection. Swinsian presents itself as a robust and versatile music player for macOS, offering an impressive array of features that cater to audiophiles, music enthusiasts, and those seeking a powerful and customizable music playback experience. Swinsian is an intuitive and powerful music player with wide format support, folder watching, and advanced tag editing options. I have read up on ZeroTier for use remotely with Roon, but the consensus seems to be it doesn’t play nice with iOS.Download Swinsian 3 for Mac full version program setup free. So, any experience of hi-res mobile apps (in my case, iOS) that can handle metadata? Of course, being able to access Roon remotely would obviate the need for all of this, but clearly this ain’t happening yet. I get too that you can of course just launch a web browser and search for as much metadata as you like while listening, but it’s not the same. I appreciate of course that with the mobile Tidal and Qobuz apps there is a certain amount of metadata, but it’s not the same (and in Qobuz’ case, it’s presented so unattractively it’s fairly off-putting, IMO). To be fair, they aren’t catering for anal audiophiles. Perhaps to do with the quality of their player. I did seek clarification in their forums, but it appears they removed the free text and links from their mobile apps for music libraries - apparently people were complaining that scrolling down past this was irritating - they just wanted to click immediately and listen! You can sync hi-res files in their original quality to mobile devices (whereas Plex couldn’t), but I found the end results disappointing. However, the links and free text aren’t visible in the mobile apps. Then with Emby - again you can add whatever you like in the free text areas, and they already have custom links to metadata sites. Also, Plex can’t - from my experience - sync files any greater than 320 Kbps to mobile devices, and transcodes hi-res files down accordingly. Good idea, but the hyperlinks (though a different colour) didn’t work! Troubleshooting didn’t solve it, so I have posted on the Plex forums to see if this can be resolved. You can add free text in the album overviews section in Plex, so I experimented with adding web links in this space to Last fm and Music Brainz webpages, and also for the Qobuz web app page for the albums. Both do some things, but ultimately it’s disappointing. I have tried both Plex and Emby with this. ![]() For me this is where the value of Roon hits the road. However, I haven’t yet stumbled across a ‘similar enough to Roon’ mobile solution that will allow incorporation of metadata beyond album art. Some better than others (FWIW, my vote goes to the Onkyo app in terms of sound quality - and I have tried many, believe me - your mileage may vary). There are plenty of apps that will play FLAC and other hi-res files on an iPhone or Android. Someone recommended me Yate earlier this week and I must say it’s awesome: so easy and uncomplicated while so much can be automated. Ripping or converting FLAC I do with XLD, tagging with Yate. ![]() The “Music” app I don’t use anymore (no column browser) but I pointed it to my music folder anyway so I can sync music to IOS devices via the Finder. I was only using iTunes for some tag-organising since I had Roon, now I do that with Swinsian which also has a column browser. I do not allow either Swinsian nor “Music” to change anything to my folder: organizing folder structure is off and especially for “Music” everything concerning “Apple Music”, “iTunes Match” and music in the cloud or iCloud is off, I had problems with that mess before in iTunes. I put everything that’s done in a new folder, have pointed the new “Music” app as well as Swinsian and Roon all to that same folder. I deleted iTunes folder and am re-organizing my folder structure and cleaning up file-naming and tagging. ![]()
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Makemkv key august 201712/1/2023 ![]() ![]() aacsvukdiscid file - RDK unlike the other keys are disc+drive specific. Put both VID and MK in keydb.cfg to get the VUK in the. Besides libaacs also aacskeys supports input of VID instead of using a HC - it seems libaacs has some bugs in aacs keys calculation flow. However we reserve the right to disable any specific registration key in future versions on extraordinary circumstances. Device Keys for MK retrieval are public for up to MKBv71. MakeMKV Crack is a format converter, otherwise called 'transcoder'. It will also work on all future versions of MakeMKV. MakeMKV 1.10.7 Crack With Serial Key MakeMKV 1.10.7 Crack is your one-click solution to convert video that you own into free and patents-unencumbered format that can be played everywhere. The registration key will unlock the current version so it would never expire. ![]() Your order would be processed by PayPro Global for GuinpinSoft inc / Olympeak Financial SA.Īfter you receive your registration key please use "Register" form "Help" menu to enter it into program.Īnd the last thing. Since then I dont have access to MakeMkv since I must have deleted the email with. Mine is named keys.txt and I made it with notepad. In that newly established data directory folder, create a (plain) text file and paste those codes and all their info into the text file. In order to purchase MakeMKV please visit a following order page. Hi, I registered for MakeMkv about a year ago and had to do a clean install of windows 10. update-makemkv-license-key This file contains bidirectional Unicode text that may be interpreted or compiled differently than what appears below. To manually add hashed keys keys to makemkv, you open Makemkv, go to view->preferences, then, ->general and establish a folder for the 'makemkv data directory'. We urge you to test it out before you buy it and hope you will want to join our satisfied users! If shareware version does not work for you, registration will not change much. The only shareware limitation is the expiration date. GuinpinSoft inc doesn't refund your money if you are not satisfied with our products. You can try it for 30 days for free, so you have enough time to verify the program's functionality. MakeMKV is sold as "try-before-you-buy" software. Current Beta Keys can be found on the MakeMKV Forum. There is no expiration time or any subscriptions. To enter the current Beta Key or a Registered Key, one enters in a web browser which opens the Vortexbox GUI, click on System Configuration, then click on License manager, enter your KEY or the Beta KEY and click on submit. Registration key is valid for all MakeMKV versions on all platforms. ![]() If you like MakeMKV and you want to use it after your 30-days trial version expires, you need to purchase a registration key. You can use shareware functionality for free during 30-days trial period. Converting or streaming Blu-ray discs is shareware functionality. You may use MakeMKV to convert or stream DVD and AVCHD discs for free, as much as you want. So, I'm not going to be going about looking for how to manage this aspect of Ubuntu because a new key will be posted before I get to the point where I have this corrected and can take advantage of it.Īdditionally, I use the CLI version of the product and I don't have the opportunity to leave the date offset or it will interfere with timestamps on the files that are ripped causing further issues.MakeMKV contains both freeware and shareware functionality. I don't like Ubuntu, but that's what I have to work with because it's a complex build that I haven't opted to tear down and build on openSUSE instead. ago Allegedly, you can use this key after Nov 29th by changing your computer Date to before Nov 29th, say the 28th, and re-entering the registration code. If you read my post again, you'll see that the issue not with my being able to CHANGE the date, it's that the system sets it back right away. I'm sure it's using an NTP daemon, but I'm not interested in learning yet another nuance of Ubuntu since it isn't my primary distro (I used it soleley to rip my movies). ![]() Ember1205 wrote:Doesn't work because the system keeps immediately resetting the system date. ![]() |